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Privacy Statement Effective 6/03/2024

For consumer accounts, this notice describes how we use and protect customer information regarding credit card, personal loans or student loans. We believe that protecting your privacy is an integral part of the customer service we provide to you.


What Personal Information About Consumers Does the Guglielmo & Associates Gather?

The information we learn from consumers on the website helps us continually improve the online experience. Here are the types of information we gather:


Information You Give Us

We receive and store the information you enter on our Website if you use the website to contact us. The information you are required to provide for us to generate and process the request is your name, address, phone number and email address and any other information that you provide in your email to us. You can choose not to provide your contact information or any specific item, but if you chose to do so, we may be unable to respond to your inquiry.


Automatic Information

We receive and store certain types of information whenever you interact with us. For example, like many Web sites, we use “cookies,” and we obtain certain types of information when your Web browser accesses the website and other content served by or on behalf of Guglielmo & Associates on other Web sites.


What About Cookies?

Cookies are unique identifiers that we transfer to your device to enable our systems to recognize your device.

The Help feature on most browsers will tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie, or how to disable cookies altogether. Additionally, you can disable or delete similar data used by browser add-ons, such as Flash cookies, by changing the add-on’s settings or visiting the Web site of its manufacturer. If you block or otherwise reject our cookies, you will not be able to use the website.


Does Guglielmo and Associates share the Information It Receives?

Information about our customers is an important part of our business, and we are not in the business of selling it to others. We share customer information only as described below.


Our Clients

You may be visiting the website to initiate an inquiry or make a complaint or initiate a dispute regarding a debt owed to a client of Guglielmo and Associates (“Our Client”). Any information provided to Guglielmo and Associates in connection with such a communication will be provided to Our Client and/or other attorneys retained by our Client to collect your account.

Third Parties

We employ other companies and individuals to perform functions on our behalf. Examples include site analytics, technical support and process servers. They have access to personal information needed to perform their functions, however, may not use it for other purposes. We ensure that all third parties follow practices at least as protective at those described in this Privacy Notice.


Change of Address

If the address you provide us does not match the address in our records, we may update your address based on the information you have provided to us. If we update our records, the updated address will also be provided to Our Client and/or other attorneys retained by Our Client to collect your account.


Business Transfers

In the event that Guglielmo and Associates merges with another firm or is acquired by another firm, consumer information will be transferred to that firm.


With Your Consent

Other than as set out above, you will receive notice when information about you might be provided by Guglielmo and Associates to third parties, and you will have an opportunity to choose not to share the information.


What About Third-Party Advertisers and Links to Other Websites?

The website does not include any third-party advertising.


Protection of Guglielmo and Associates and Others

We release account and other personal information when we believe release is appropriate to comply with the law or protect the rights, property, or safety of Guglielmo and Associates, our users, or others. This includes exchanging information with other companies and organizations for fraud protection and credit risk reduction. Obviously, however, this does not include selling, renting, sharing, or otherwise disclosing personally identifiable information from customers for commercial purposes in violation of the commitments set forth in this Privacy Notice.


What Choices Do I Have?

As discussed above, you can always choose not to provide information, even though it might be needed to allow us to process or respond to a communication you have sent us.


Conditions of Use, Notices, and Revisions

If you choose to visit  your visit and any dispute over privacy is subject to this Notice. If you have any concern about privacy at Guglielmo and Associates, please email us with a thorough description at  and we will try to resolve it. If there are future changes to our privacy policy, we will amend it on our website. We will not email or otherwise send you personal notification of such changes, so we recommend that you check our Web site frequently to see recent changes.



This privacy statement only applies to information obtained as the result of your use of the Guglielmo and Associates website. This privacy statement does not apply to information obtained from any other source, including as the result of interactions with you or any third party.



Notwithstanding anything contained within this Privacy Notice, Guglielmo and Associates, PLLC is a debt collector attempting to collect a debt and any information obtained will be used for that purpose. This communication is from a debt collector.

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